Motorcycle Insurance

Ride safe and get the coverage you need with motorcycle insurance

Street cycles, Harley Davidsons, cruisers, touring bikes, dirt bikes, and more, if you live in Ohio, chances are we cover what you ride. We can help you find the right coverage options for you. With a range of carriers to choose from, our agents compare protection and prices to fit your budget.

Common Coverage Options

Your motorcycle insurance can include any or all of the options below. We can discuss with you which options you’d like included in your policy.

Custom Parts and Equipment

If you select custom parts coverage, you will receive up to $3,000 in coverage without any additional cost to you. Coverage is available for up to $10,000 in custom parts and equipment.

Roadside Assistance

Your policy can provide you with a roadside assistance benefit of up to $300 per breakdown.

Liability Coverage

You can pick the motorcycle insurance coverage that fits your needs. Most carriers offer underlying liability limits high enough to satisfy Personal Umbrella requirements, which means that you may be eligible for this additional coverage. In most states, Guest Passenger liability (mandatory on all street bikes) is automatically included at the same limit as your liability selection.

Medical Coverage

This coverage provides for certain necessary medical expenses, for you and any passenger, that is the result of an accident.

Uninsured/Underinsured Motorist Coverage

This coverage typically pays for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver. It also covers you if you are hit as a pedestrian.


Let us help make sure you’re covered before you hit the streets of Kalida — talk to Erhart-Stechschulte Insurance, Inc. today to find out how to get the best value on the motorcycle insurance.